The central bank released the results of the central bank’s financial institution rating for the fourth quarter of 2021: high-risk institutions declined for six consecutive quarters

2022-07-17 0 By

China net Finance on March 28 news, the People’s Bank of China website released news, in the fourth quarter of 2021, the People’s Bank of China completed the central bank rating of 4,398 banking financial institutions.The rating results show that most institutions are within the safe boundary (1-7), and high-risk institutions (8-D) have declined for six consecutive quarters, more than half of their peak pressure.Overall, the majority of agency ratings are within the safe boundaries (1-7), accounting for about 99% of assets.There are 2,201 institutions rated in the “green zone” (1-5), 1,881 in the “yellow zone” (6-7) and 316 in the “red zone” (8-D).From the trend point of view, the number of high-risk institutions has halved from the peak, declining for six consecutive quarters.The number of high-risk institutions nationwide has decreased by 333 from the peak, and the total assets of 316 high-risk institutions account for only 1% of the total assets of the banking industry.By type of institution, large banks fared best.Large banks were rated 1, 2, 11, 3, 3, and 1.Twenty-four large banks accounted for 71% of the assets.Among small and medium-sized banks, foreign banks and private banks have better ratings, with 93% and 70% of the institutions in the 1-5 level, and no high-risk institutions.67% of urban commercial banks are located in level 1-5, but 10% are high-risk institutions (assets account for 3% of all urban commercial banks).Rural cooperative institutions (including rural commercial banks, rural cooperative banks and rural credit cooperatives) and rural banks have the highest risk, with 186 and 103 high-risk institutions respectively, accounting for 5% and 7% of their assets.In terms of regional distribution, the number of stock high-risk institutions shows regional concentration.By the end of 2021, 11 provinces (municipalities, autonomous regions) had no high-risk institutions, and 13 provinces (municipalities, autonomous regions) had high-risk institutions in single digits.The stock of high-risk institutions is mainly concentrated in four provinces.Disclaimer: This article is reproduced for the purpose of conveying more information.If the source is wrong or violated your legitimate rights and interests, please contact the author with proof of ownership, we will promptly correct, delete, thank you.Email address: newmedia@xxcb.cn